The Right to Buy scheme gives tenants living in local authority properties the right to buy their homes at a rate discounted from that of what it is worth on the open market. This often means that people can buy their homes for substantially less than what it is worth – often a great way to get onto the housing market. There are a number of lenders that offer specialist right to buy mortgages, even for applicants with adverse credit. We have helped hundreds of clients buy their council house, and we can even assist you with the paperwork to the council. If you would like to discuss the possibility of buying your council house, contact us.
However, getting a council house is harder and harder, and many people are now looking at Housing Associations for their first house. This is known as a Shared Ownership mortgage. Rather than putting up the deposit, the Housing Association retains ownership of part of the property and prospective clients can purchase the other part. A classic example is that the client might own 50% of the property, and rent the other 50% from the Housing Association.
There are a number of lenders that offer specialist shared ownership and shared equity mortgages, even for applicants with adverse credit. We have helped hundreds of clients with the Homebuyer and Shared Ownership schemes, and we can have close links with many Housing Associations. If you would like to discuss the possibility of registering for one of these schemes, or have already been accepted for one of these schemes, then, contact us.
Business Hours
Monday – Friday 9am to 5pm
Saturday & Sunday – Office Closed*
Bank Holidays – Office Closed*
*Advisers are available on emails outside of office hours.
ExcellentBased on 135 reviews
Trustindex verifies that the original source of the review is Google.
Manor Garage Plymouth13 February 2025We have used Chris at Trinity a few times now and he has been fantastic - defiantly recommend themTrustindex verifies that the original source of the review is Google.
Ionela Anton23 January 2025They are very helpful and have helped us with our purchase very much. They are the kindest and most helpful people.Trustindex verifies that the original source of the review is Google.
Katarzyna Prajsnar7 January 2025Very happy with the service provided by Charlotte, who patiently answered all my questions, was very prompt with her email replies and explained the whole process in detail (probably more than covered by her job description)Trustindex verifies that the original source of the review is Google.
S C23 December 2024Chris was very helpful and obtained an acceptable fixed rate for me rapidly. Without his help to kick things off and patience with explaining the process it would have been overwhelming. Thanks Chris and team!Trustindex verifies that the original source of the review is Google.
Emily Fletcher21 December 2024Received an incredible service from Charlotte who assisted us with our property purchase. Charlotte explained the process thoroughly and clearly, provided us with a step-by-step guide and all the information we required, answered any questions we had throughout the process, gave great advice, was fast with communication and proactive every step of the way. Charlotte made everything smooth and hassle-free and we wouldn't have our property without her. Massive thank you for all your work, we would highly recommend Charlotte's services.Trustindex verifies that the original source of the review is Google.
Hekim Ayaz14 December 2024I recently had the pleasure of working with Becky personage at trinity to secure a mortgage for my new home, and I couldn’t be more satisfied with the experience. From our very first meeting, Becky demonstrated an impressive level of knowledge and professionalism that immediately put me at ease. Becky took the time to thoroughly explain the entire mortgage process, answering all of my questions in detail. What truly stood out was their dedication to customer service. Becky was always available to address my concerns, whether via phone, email, or text. She went above and beyond to ensure that I was well-informed at every step of the way, and she even followed up after closing to check in on how everything was going. Thanks to Becky expertise and commitment, I was able to secure a mortgage with favorable terms that I’m confident will serve me well for years to come. I highly recommend Becky Personage and Trinity to anyone in need of a mortgage broker. You won’t be disappointed!!Trustindex verifies that the original source of the review is Google.
Ian Greenhorn14 December 2024Great company to deal with, James helped me on several occasions to secure a mortgage he's been a pleasure to do business with, would fully recommendTrustindex verifies that the original source of the review is Google.
Michael Wodskou13 December 2024It has been a very easy and smooth process working with Trinity, and speed of execution 10 out of 10.Trustindex verifies that the original source of the review is Google.
Angus Barr13 December 2024I was assigned a broker very quickly and was able to meet with him within days. I was assigned James Bolster and he was very diligent with monitoring the progress of the purchase and getting me the best mortgage possible. He was also great as support for a first time buyer to provide guidance through the process. Absolutely recommend Trinity and James Bolster.Trustindex verifies that the original source of the review is Google.
Sophie Fear13 December 2024I cannot recommend James Bolster enough! We used him to set up our mortgage and completed on our dream home this week. We told him our circumstances and what we needed to buy and he made it happen, nothing was too much trouble. He went above and beyond, was great at keeping us up-to-date and we are so grateful.
Come and say hello at our offices.
You can find us located on the main street of the barbican directly opposite the Plymouth Gin Distillery.
Parking
There is a pay and display car park located on the street behind the office. The Parade, Plymouth, PL1 2JL.
Business Hours
Monday – Friday 9am to 5pm
Saturday & Sunday – Office is open for appointment bookings
Bank Holidays – Office is open for appointment bookings
*Advisers are available on emails outside of office hours.
Trinity IMB is an Appointed Representative of Draper & Co Ltd, which is authorised and regulated by the Financial Conduct Authority reg. no. 617862. Reg address: 6 Woolwell Drive, Plymouth, Devon, PL6 7JP. We are a credit broker, not a lender We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
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