Right to Buy/Housing Associations

Right to Buy/Housing Associations

The Right to Buy scheme gives tenants living in local authority properties the right to buy their homes at a rate discounted from that of what it is worth on the open market. This often means that people can buy their homes for substantially less than what it is worth – often a great way to get onto the housing market. There are a number of lenders that offer specialist right to buy mortgages, even for applicants with adverse credit. We have helped hundreds of clients buy their council house, and we can even assist you with the paperwork to the council. If you would like to discuss the possibility of buying your council house, contact us.

However, getting a council house is harder and harder, and many people are now looking at Housing Associations for their first house. This is known as a Shared Ownership mortgage. Rather than putting up the deposit, the Housing Association retains ownership of part of the property and prospective clients can purchase the other part. A classic example is that the client might own 50% of the property, and rent the other 50% from the Housing Association.

There are a number of lenders that offer specialist shared ownership and shared equity mortgages, even for applicants with adverse credit. We have helped hundreds of clients with the Homebuyer and Shared Ownership schemes, and we can have close links with many Housing Associations. If you would like to discuss the possibility of registering for one of these schemes, or have already been accepted for one of these schemes, then, contact us.

Speak to Our Team

Business Hours
Monday – Friday 9am to 5pm
Saturday & Sunday – Office Closed*
Bank Holidays – Office Closed*


*Advisers are available on emails outside of office hours.

Request a consultancy appointment

Come and say hello at our offices.
You can find us located on the main street of the barbican directly opposite the Plymouth Gin Distillery.

Parking
There is a pay and display car park located on the street behind the office. The Parade, Plymouth, PL1 2JL.

Business Hours
Monday – Friday 9am to 5pm
Saturday & Sunday – Office is open for appointment bookings
Bank Holidays – Office is open for appointment bookings

*Advisers are available on emails outside of office hours.