Life insurance is a way to help protect your loved ones financially in the event of death. You choose the amount of cover you need and how long you need it for. In return, your family has the reassurance of knowing that if you died while covered by the policy they could receive a cash sum pay out if a valid claim is made. They could use this to help with household bills, funeral expenses or covering mortgage payments.
As an added extra – we will review your life insurance policy free of charge when you come back to us.
Critical illness cover pays a tax-free lump sum if you’re diagnosed with a defined serious illness during the policy term. When you take out a policy you can choose the amount of cover you need and how long it will last, e.g. until the mortgage is paid off. If you have children, you may want to ensure your family is provided for if you can’t work. Recovering from a serious illness can also mean there might be extra costs for you and your family for example adapting your home or car. Your pay-out for a critical illness claim could be used to cover this.
Do you need critical illness cover? Ask yourself: if you were unable to work due to suffering a critical illness, how would you support yourself and/or your family? It is a startling statistic to learn that one in two people in the UK today will at some stage in their life be diagnosed as having cancer. Critical illness can offer valuable peace of mind in the event of the unthinkable.
Alternatively, if you already have critical illness policy, which started more than 5 years ago, why not get in contact with us to see if your policy is still suitable for you.
Income protection insurance can provide cover if you’re not able to work. You’re able to claim a certain amount of your monthly income and it is designed to pay out a tax-free monthly sum. Bills still have to be paid when you are ill and this protection can help make sure you can continue paying the mortgage and household expenses whilst you’re unable to work.
If people are financially dependent on you, then they may be in financial dire straits if you were to die early. Therefore it is worthwhile taking out life assurance, to protect your family and loved ones if the unthinkable should happen. Life assurance is also much cheaper than most people think.
Do you need income protection? Ask yourself: if you were unable to work due to accident or illness, how would you support yourself and your family? One in six men will be off work for more than six months before they retire as a result of illness or injury. How would you cope if you were diagnosed with a serious illness? It is a startling statistic to learn that one in three people in the UK today will at some stage in their life be diagnosed as having cancer. Healthcare protection can offer valuable peace of mind in the event of the unthinkable. Income protection is much cheaper than most people think. If you would like to discuss your healthcare needs, then please contact us.
Alternatively, if you already have insurance, why not see if you could get the same cover for less? We have access to all major insurers. If you would like to see if we can save you money on your existing insurance, please contact us.
Monday – Friday 9am to 5pm Saturday & Sunday – Office Closed* Bank Holidays – Office Closed* *Advisers are available on Emails outside of office hours.
Come and say hello at our offices.
You can find us located on the main street of the barbican directly opposite the Plymouth Gin Distillery.
Parking
There is a pay and display car park located on the street behind the office. The Parade, Plymouth, PL1 2JL.
Business Hours
Monday – Friday 9am to 5pm
Saturday & Sunday – Office is open for appointment bookings
Bank Holidays – Office is open for appointment bookings
*Advisers are available on emails outside of office hours.
Trinity IMB is an Appointed Representative of Draper & Co Ltd, which is authorised and regulated by the Financial Conduct Authority reg. no. 617862. Reg address: 6 Woolwell Drive, Plymouth, Devon, PL6 7JP. We are a credit broker, not a lender We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
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